Financial Clearing House (FCH) has long been a fundamental function of roaming based on standardized processes from the Global System for Mobile Communications Association (GSMA), the organization that represents the interests of mobile carriers worldwide. Financial Clearing and Settlement is the process of determining how roaming is cleared and settled among mobile network operators. FCH solutions enable businesses to track payables and receivables effectively by reducing organizations’ collection efforts, and to improve operators’ profitability by chasing debt more effectively.